Best CD Rates - Survey of Largest US Banks
To see the table in full size with the current rates, click the
US Treasury Auction Schedule - Upcoming Offerings
US Unemployment Rate
The U.S. unemployment rate climbed to 10.2% in October, topping the 10% mark for the first time in 26 years. Will Bob Brinker mention the US President by name this weekend?
Click chart to see article and full size image
POST & READ COMMENTS
Understanding Kirk's Two Newsletters
| Bank | CD Rates - APY in % as of 11/04/09 for $10,000 | |||||
| 6- Mo | 11-13 Mo | 18-Mo | 2-Yrs | 3-Yrs | 5-Yrs | |
| Bank of America | 0.50 | 1.25 Promo | 1.00 | 2.01 | 2.30 | 3.01 |
| JP Morgan Chase | 0.75 | 1.25 | 1.50 | 2.00 | NA | 4yrs 3.00% |
| Citibank | 0.65 | 1.30 | 1.35 | 2.00 | 2.15 | 3.00 |
| Wells Fargo Bank | 0.35 | 0.90 16 Mo | 1.40 21 Mo | 1.90 28 Mo | NA | NA |
| HSBC Bank North America | 0.25 | 0.55 | 0.55 15-mo | 0.75 | 0.75 | 1.01 |
| HSBC Online Rates | 1.10 | 1.50 | 1.50 15-mo | 1.30 | NA | NA |
| US Treasury Rates | 0.16 | 0.36 | NA | 0.94 | 1.46 | 2.38 |
To see the table in full size with the current rates, click the
US Treasury Auction Schedule - Upcoming Offerings
In every issue of The Retirement Advisor Newsletter we cover upcoming US Treasury Auctions with a more complete auction calendar. We also give our estimate for rates for 3 month bills to 30-year bonds plus 5-, 10- and 20-year TIPS.
BTW, our Sept, Oct. and November issues of The Retirement Advisor discuss investments that will do well when inflation returns. Our choice for inflation protection selected for all three model portfolios is up over 10% YTD, leaving GNMA funds in the dust this year. We'll send back issues FOR FREE to any current subscriber who asks. In this issue we tell about the 30-yr TIPS replacing the 20-yr TIPS.
BTW, our Sept, Oct. and November issues of The Retirement Advisor discuss investments that will do well when inflation returns. Our choice for inflation protection selected for all three model portfolios is up over 10% YTD, leaving GNMA funds in the dust this year. We'll send back issues FOR FREE to any current subscriber who asks. In this issue we tell about the 30-yr TIPS replacing the 20-yr TIPS.
US Unemployment Rate
The U.S. unemployment rate climbed to 10.2% in October, topping the 10% mark for the first time in 26 years. Will Bob Brinker mention the US President by name this weekend?
Historical Chart 1948 to October 2009
Click chart to see article and full size image
POST & READ COMMENTS
Understanding Kirk's Two Newsletters
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| The Retirement Advisor Portfolios | Dollar Value on 10/31/09 | Change |
| Model Portfolio 1 | $205,877 | 2.9% |
| Model Portfolio 2 | $218,720 | 9.4% |
| Model Portfolio 3 | $237,182 | 18.6% |
| DJIA 12,501.52 on 1/1/2007 | $9,712 | (24.0%) |
| S&P500 1,418.30 on 1/1/2007 | $1,057.08 | (28.0%) |
The Retirement Advisor Model Portfolios all began with $200,000 on 1/1/2007
