Rates for CDs, iBonds, TIPS and US Treasuries

From the Highest CD Rates Survey at forbestadvice.com, the best CD rate is 5.00% at Pentagon Federal Credit Union for a 7-year CD.

Below are some more rates and terms for the highest yield CDs

• 6 Months 4.75% at Countrywide Bank
• 1-year 4.00% at Excel National Bank
• 2 years 3.86% at Corus Bank & 3.85% @ Intervest National Bank
• 3 years 4.00% at Eastern Savings & 3.97% @ Ascencia
• 5 years 4.25% at Eastern Savings & 4.00% @ Capital One Bank
• 7 years 5.00% at Pentagon Federal Credit Union
• 10 years 4.16% at Capital One Bank

Today's US Treasury (T-Bond) Rates are:

• 3-month treasury bill currently pays 2.31%
• 6-month treasury bill currently pays 2.13%
• 2-yr treasury note pays 1.96%
• 5-yr treasury note pays 2.73%
• 10-year treasury bond pays 3.68%
• 30-year treasury bond pays 4.46%.

Compare that to my December 9th Survey that said:

• The 3-month treasury bill currently pays 3.07%, the 5-yr treasury note pays 3.50%, the 10-year treasury bond pays 4.11% and the 30-year T-Bond pays 4.57%.

I-Bonds (iBonds) currently pay 4.28% (I-Bond Details)

TIPS or Treasury Inflation Protected Securities currently pay

• 5-year TIPS 0.52%
• 10-year TIPS 1.37%
• 20-year TIPS 1.80%
• 30-year TIPS 1.75%

(TIPS pay that yield plus the principal is adjusted according to the CPI inflation )

More terms and rates at Best CD Rates.