For shorter terms, Melrose Credit Union has a 1-year CD with a 1.51% annual percentage rate.
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities
The table below shows the best CD rates for other terms.
For Larger Text: If that table is hard to read, then try Very Best CD Rates.
Highest CD Rates Survey by Term as of November 9, 2010
|Term ||Highest |
(Click link for Full Rate Sheets)
|Vanguard Daily ||0.07% || Vanguard Prime Money Market Fund |
|Vanguard Tax Exempt ||0.12% ||Vanguard Tax Exempt Money Market Fund|
|FDIC Daily Savings ||1.40% ||Best Savings Account Rate Survey|
|6 Month CD ||1.15% ||Bank of Internet USA|
|1 Year CD ||1.51%||Melrose CU|
|1 Yr US Treasury ||0.21% ||US Treasury Rate Quote|
|18 - Month CD ||1.55% ||MetLife Bank|
|2 Year CD ||1.76% ||Melrose CU|
|3 Year CD ||2.27% ||Melrose CU|
|4 Year CD ||2.52% ||Melrose CU|
|5 Year CD ||3.03% || Melrose CU |
|5 Yr US Treasury ||1.18% ||US Treasury Rate Quote|
|7 Year CD ||3.49% || PenFed CU |
|10 Year CD ||3.00% ||Discover Bank|
|10 Yr US Treasury ||2.60% ||US Treasury Rate Quote|
- Historical CD Rate Graphs
- Historical Mortgage Rates
- World Stock Markets at a Glance
- Easy to Read Best CD Rate Survey
The one year US Treasury rate is currently 0.28%.