- The best CD rate 1 year or less is 1.55% at Aurora Bank.
- The highest CD rate of any term is 3.60% at Discover Bank for a term of 10 years.
- I Bonds: Very attractive rate: Recommended in both my newsletters at current rates.
UST = US Treasury Bond
|Term ||Highest |
(Click link for Full Rate Sheets)
|6 Month CD ||1.28% ||Aurora Bank|
|1 Year CD ||1.55% ||Nova Bank & Aurora Bank |
|1 Yr UST ||0.43% ||US Treasury Rate Quote |
|18-Mo CD ||1.79% ||Aurora Bank|
|2 Year CD ||2.05% || TriState Capital Direct |
|3 Year CD ||2.50% ||PenFed CU & TriState Capital Direct|
|4 Year CD ||2.92% ||Bank of Internet USA|
|5 Year CD ||3.30% ||EverBank|
|5 Yr UST ||2.59% ||US Treasury Rate Quote |
|7 Year CD ||3.51% ||Pentagon Federal CU |
|10 Yr CD ||3.60% ||Discover Bank |
|10 Yr UST ||3.86% ||US Treasury Rate Quote |
Be careful when you go to your bank and ask for their best rate. They will often use that as an excuse to sell you an annuity that sounds good on the surface, but is far more profitable for them due to the higher fees.